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SHIP-LogoEqual opportunity housing logo

Community Services staff works with lenders, contractors and realtors to help you buy an affordable home of your own. All applications are funded on a first qualified, first served basis as long as funding is available and will be reviewed by staff for eligibility. Funding is not guaranteed and is contingent upon final approval.    

Complete a pre-screening application here!

A copy of  the lender’s pre-approval letter from an approved lender on our approved lender's list. Your pre-application will not be considered complete without the lender's approval letter.

Once your pre-application has been determined eligible and funding is available, you will notified that the full application has been opened for you to complete and upload all required documents within the timeline given. Please ensure your application is complete including all the required documents listed. If further information or clarification is needed, a staff member will contact you.

Find a list of approved lenders here.

Interested in participating as an approved lender with our home buyer assistance program?
Contact Community Services at 352-671-8770 to get started today!

For eligible participants, the program provides assistance with down payment and closing costs in the form of a zero-interest, deferred payment loan. 

For more information and to find out if you're eligible, click the following links:
- Income eligibility chart

- Home buyer education classes
- 2019-20 class schedule
- FAQs
- FAQs (Española)

Purchasing a home through the county SHIP program affords you additional savings on lender fees, lower monthly mortgage payments and experienced staff to help you understand the home buying process.

Escambia County Housing Finance Authority has an agreement with Marion County to allow first-time home buyers in Marion County to apply for down payment and closing cost assistance.