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Home buyer purchase assistance

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SHIP-LogoEqual opportunity housing logo

Community Services staff work with lenders, contractors, and realtors to help you buy an affordable home of your own. The first step is to call Community Services to review the program with a client services specialist to pre-screen you for the program. If you pre-qualify, you will be given an application, review the process, and answer any questions that you may have. At this time, you will also choose a participating lender (a member of the Marion County lenders consortium), for financing.

Find a list of approved lenders here.

Interested in participating as an approved lender with our home buyer assistance program?
Contact Community Services at 352-671-8770 to get started today!

For eligible participants, the program provides assistance with down payment and closing costs in the form of a zero-interest, deferred payment loan. 

For more information and to find out if you're eligible, click the following links:
- Income eligibility chart

- Home buyer education classes
- 2019-20 class schedule
- FAQs
- FAQs (Española)

Purchasing a home through the county SHIP program affords you additional savings on lender fees, lower monthly mortgage payments and experienced staff to help you understand the home buying process.

Escambia County Housing Finance Authority has an agreement with Marion County to allow first-time home buyers in Marion County to apply for down payment and closing cost assistance.