The programs below are offered at no cost to schools, homeowners' associations, religious groups, businesses or any other interested groups. Contact Lynda Spence or Kae Charman for more information or to schedule a class for your group.


Getting by in uncertain economic times
Decision makers, youth and children all are impacted by today's economy. This program covers new and challenging household conditions and decisions all generations of the family face a daily basis.

Goal setting, prioritizing and planning
Antoine de Saint Exupery wisely stated "A goal without a plan is just a wish." Examine and align cross-purpose goals. Customize your own plan.

Conducting family meetings
It's easy to say that difficult issues should be shared with your family, yet it's hard to know just how to do that. Learn how to navigate acute, chronic, and difficult issues. 

Children moving back home
Adult children move in with their parents for a number of reasons, including economic hardship. Having a plan in place helps ease minds and smooth the transition for everyone involved. In order to prevent potential problems, it is important to talk openly and honestly about household and money arrangements before cohabitation begins. Who pays what? Who cleans and when, and what areas? Who parks where? If there are small children involved, how will the big issues be addressed and what about small ones? This program addresses the obvious and also prepares you to anticipate rather than remediate. It is for everyone, even if you think otherwise! 

Who gets Grandma's pie plate
The transfer of non-titled property is an issue that impacts families on multiple levels. All families have objects they place a sentimental value on. Sometimes ownership and the passing on of these items, is as emotional as transferring titled properties. Having a plan in place has the potential for a casual exchange rather than a heated familial debate. Learn how to open the discussion and carry on from there. Put a plan in place. Make it fun by being prepared. 

Older adults and important conversations
Does anyone know if you have a will? Do they know if someone is trying to sell you an annuity? Do they know if you are paying your bills on time, or if you are even able to afford your current lifestyle? Do they have a clear understanding of your health? The medications you take? Your doctors? If they do not know the answers to these questions, when should you 'let them in'? Now is a good time to initiate dialogue. You may be groaning right now, "who enjoys talking about the things?" But doing this now can help strengthen relationships and avoid potential heartache.